State Custodians loans are fully funded by its parent company, Resimac. Resimac was a pioneer of Australian Residential Mortgage Backed Securities (RMBS), being the first issuer in 1988. Since then it has issued more than A$30bn through 51 domestic and international RMBS issues.
State Custodians and Resimac promote transparent processes and a commitment to responsible lending, in compliance with the relevant Australian laws and auditing requirements. Both organisations hold an Australian Credit Licence: Resimac 247283 and State Custodians 390850.
We’re often asked if the balance of an offset account is covered by the federal government's Financial Claims Scheme, which is designed to protect deposit accounts. The offset portion of a State Custodians loan is not a separate deposit account but an advanced payment, or ‘credit portion’ on the loan, reducing the outstanding loan balance.
Our parent company, Resimac Group Ltd, has been successfully trading since 1985 and is listed on the Australian Securities Exchange. Resimac funds and manages all loans and offset portions through bankruptcy-remote trusts with an independent trustee. In the unlikely event of insolvency, the trustee would assume management of Resimac’s loan portfolio with no risk of offset balances being forfeited.
Follow these simple steps to register and gain instant access to our new and improved Loan Enquiry platform.
We recently launched the Visa Loan Access Card issued by Cuscal. The Visa Loan Access Card replaces the existing Westpac Loan Access Card.
Whether you’ve come into some money, you’re looking to sell, or you are considering refinancing, contact our friendly Customer Care team to discuss ways we can assist you with any change.
Whether you are looking for a top up, a change to your payment choices, or a variation to your loan, the forms you need are available online for you to download.
Monday to Friday
9:00am to 5:30pm AEST.
Customer Care
customercare@statecustodians.com.au
Financial Assistance
financialassistance@resimac.com.au
Monday to Friday
9:00am to 5:30pm AEST